You worked hard for those tokens. You smiled, you danced, and you built a community. Now, the most important question remains: How do you get that cash into your pocket without losing it to fees?
Choosing the wrong payment method can cost you up to $500+ a year in hidden fees and terrible exchange rates. Don't let banks eat your hard-earned money.
Chaturbate currently supports multiple payment methods, but not all are created equal. In this updated guide for 2026, I will break down the pros, cons, and hidden costs of each one, including the rise of Crypto and Instant Pay.
📊 Cheat Sheet: Payment Methods at a Glance
In a rush? Here is the quick comparison so you can choose the best option for your country.
| Method | Processing Fee | Speed | Best For... |
|---|---|---|---|
| Paxum | $0.50 | Instant* | International Models |
| Cosmo | $0.00 - $5.00 | Instant* | UK & Europe |
| Cryptocurrency | Variable | Fast (1h) | Privacy & Savings |
| Direct Deposit | Free | 1-3 Days | USA Residents |
| Wire Transfer | $45.00 💀 | 3-7 Days | Last Resort |
*Instant once Chaturbate processes the payout (usually daily or bi-monthly).
🏆 The "Big Two": Paxum & Cosmo
If you live outside the USA, these are likely your best friends. They are "E-Wallets" designed specifically for the adult industry.
1. Paxum (The Industry Standard)
Cost: $0.50 per transaction.
Verdict: ⭐⭐⭐⭐⭐
Paxum is the "PayPal of the adult world." Almost every cam site uses it. Once the money hits your Paxum account, you have two choices:
- Wire to Bank: Send it to your local bank account (takes 1-2 days).
- Prepaid Card: Use the Paxum UnionPay card to withdraw cash at ATMs or buy groceries directly.
2. Cosmo Payment
Cost: Variable (Check their site).
Verdict: ⭐⭐⭐⭐
Very similar to Paxum but extremely popular in Europe and the UK. Their debit card is excellent and works globally. If Paxum doesn't issue cards in your country, try Cosmo.
🪙 The Privacy King: Cryptocurrency
In 2026, getting paid in Crypto is mainstream. You can receive your earnings in Bitcoin (BTC) or Stablecoins.
Why choose Crypto?
- Total Privacy: Your bank statement won't show "Chaturbate" or "Adult Service." It just shows a transfer from a crypto exchange.
- Speed: Crypto transfers operate 24/7, even on weekends when banks are closed.
- No Middleman: No risk of Paxum or Cosmo freezing your account.
Note: If you are worried about Bitcoin price crashing, use a payment processor that converts immediately or simply cash out as soon as it arrives.
🏦 Traditional Banking (Old School)
Direct Deposit (ACH) - USA Only 🇺🇸
If you live in the US, this is the no-brainer option. It is free and lands directly in your Chase, Wells Fargo, or BOA account. It usually shows up as a generic payroll name, so it's relatively discreet.
Wire Transfer / Check by Mail
Please, avoid these.
- Wire Transfer ($45 Fee): Unless you are making $5,000+ a payout, losing $45 every time is painful. It is also slow.
- Check by Mail: In 2026? Seriously? It takes weeks to arrive, can get lost in the mail, and you have to physically go to a bank. Only use this if you have absolutely no other choice.
⚡ The "Daily Pay" Secret
Did you know you don't have to wait 15 days to get paid?
Once you have been a model for a while (usually 2-3 months of consistent activity), Chaturbate may unlock the Daily Payout option for you.
Instead of waiting for the 1st and 16th of the month, you can request your money every single morning. The processing fee is slightly higher (usually $3-$5 depending on the method), but having cash flow daily is a lifesaver for full-time models.
❓ Frequently Asked Questions (2026)
What will appear on my bank statement?
It usually appears as a generic billing company name like "Multi-Media", "BIZ Services", or simply the name of the payment processor (e.g., "Paxum Inc" or "Cosmo"). However, for 100% anonymity, we recommend using Cryptocurrency.
What is the minimum payout amount?
If you earn $40 in one pay period, you won't lose it. It simply "rolls over" to the next period until you reach the $50 threshold. (Note: Checks by mail often have a higher minimum of $200).
Do I have to pay taxes?
If you are in the US and earn more than $600/year, you will receive a 1099-NEC form. You must report this income to the IRS. We highly recommend saving 25-30% of your earnings in a separate savings account for tax season.
How do I unlock "Daily Pay"?
Can I change my payment method later?
🏁 Final Verdict: What should you choose?
- If you are in the USA: Use Direct Deposit (It's free!).
- If you are in Europe/LatAm: Use Paxum or Cosmo.
- If you value Privacy above all: Use Cryptocurrency.
Start Earning Today
Now that you know how to get paid safely, it's time to fill that account with tokens.
💰 Sign Up & Set Up Payments
99 thoughts on “Chaturbate Payment Methods (2026): The Complete Guide to Low Fees”
Hi,
I was about to fill in information for a payout. I don’t understand
“Select a minimum amount of earnings to store before sending any payment.” Does that mean that I wont get all the tokens I currently have? That some amount will be kept?
That’s the minimum payment. Once you earn more than that, you can collect it.
si trasmito en pareja cualquiera de los dos puede retirar los tokes?
Retira la persona que entre con la cuenta de Chaturbate y decida retirar a la forma de pago que hayáis elegido. Quien retire es indiferente.
how im i supposed to get my payment,,,im kenyan,,,please help guys
Use skrill then withdraw via credit card
Please help a sister am stack on cashing out…I opened a skrill acc bt someone told me I haven’t completed the procedure that I need to go to the cyber for completion,is that true?
I need guidance please
Does this method work well for you? And is the withdrawal fee high or low?
Hello. I got a question. You personally use a Wire Transfer as a payout method. How many days does it take to get funds to your bank account from Chaturbate? And has the bank you’re receiving funds from Chaturbate ever asked you, like “What is this money? Where do you get it from?” and so on? Have you experienced any issues with this method? And how long have you been using this payout method?
Thank you in advance for your response 🙂
I’m really looking forward to hearing from you soon
How many days does it take to get funds to your bank account from Chaturbate? I get paid twice a month. From the moment the funds are sent ( you’ll get an email ) it takes less than a week. It may be different depending on what bank you use and your location. In my case, it takes about 3 days. If you are in a hurry, you can choose the daily payout option to not wait until the end of the 15 days period.
Has the bank you’re receiving funds from Chaturbate ever asked you, like “What is this money? No. No issues at all.
How long have you been using this payout method? More than 5 years.
Can it be done through M-PESA?
Hi I find Bitcoin is best payment method.
Hello
I’m from Nigeria which payment method will be vest for me, bitcoin or wire
If wire hw dose it work nd d requirement for wire
Hello guyz please help im from southafrica which payment method is best i wanna start broadcasting soon
Hey I’m from South Africa too. Did you manage to find out what was best for payment. I would like to know too please:)
Is the 45 dollars fee in Wire transfer is fixed regardless of the amount?
hi i am a model from europe and i dont know how to get my tokens in to cash and what is the best option i have …can anyone help me ? thanks in advance .
You need to choose one of the supported payment methods from your Chaturbate profile and of course you need an account of that payment method, in case it is a e-wallet or similar. For example, if you choose Paxum as your payment method you should already have a Paxum account before. Once you do simply use your preferred payment method email address on Chaturbate to send the money there.
Hey how I can start from Colombia and how I can get out the money here?
I’m thinking of starting camming on chaturbate next year on my own, (due to circumstances at the moment, I can’t start yet)
So I’m doing as much research as I can for the time being, but the question I have is I have a Revolut card, which means that I can receive money for US dollars, and can then convert it into uk money, and it won’t cost me anything,
With regards to getting paid on the site, which payment method of theirs would you recommend, for the UK?
Hi
Check Paxum and Cosmo Payments fees and decide. Paxum is widely used but may be slightly more expensive to use.
hello before i received payment here in my country with payooner now chaturbate doesn’t have it anymore and the companies that are available for angola can someone help me
Hi, I am interested in broadcasting on Chaturbate but only for fun and I do not want it as a source of income on my records. So my question is if I don’t convert tokens to cash, will my earnings (assuming more than $600) still be reported to the IRS and will I get a 1099?
I would appreciate any help and guidance.
If you don’t convert your tokens to real money there is nothing to report to the IRS. The question is, why would you broadcast for nothing?
Thanks for your response. It is only as this will be frowned upon in my family and culture.
Thank you for your response. I also emailed Chaturbate support about whether tokens are considered taxable income and if they would report earnings if I earned $600 worth of tokens didn’t cash them out. However I never got a straight answer from them.
In your experience or knowledge, do you know if they would report your earnings to IRS and send you a 1099 if you never cash out tokens.
We don’t really know since we aren’t Chaturbate but it’s very possible because Chaturbate is a US-based brand.
Cammer in Australia here!
Hi! I’ve been on the site for a year now but stopped as I struggled with the payout options as I’m based in Australia. I’ve only just changed from sent by mail to Wire Transfer.
I’m about to do a payout but I’m scared if anything is the wrong details and then I never receive any of my money I’ve earnt.
I would just like to confirm the following:
Wire Information:
• Wire BIC/Swift: I’ve put in the SWIFT code of my Australian bank branch. I’m not sure what a WIRE BIC is and should I get one? How so?
Either an ACCOUNT NUMBER or IBAN is required.
• If you have only an ACCOUNT number, leave IBAN field blank:
In this section I have put down my PERSONAL account number from my BANK and left the Wire IBAN field blank because I’m not sure what it is.
This is where I’m really struggling because I need to make sure it’s going to me!
Is this the correct information? I’ve tried looking online and I can’t seem to find anything out.
I hope to hear from you!
Hey! I found out for AUS wire account numbers it’s our BSB and ACCOUNT numbers combined!
So eg: Commonwealth 6 numbers (our BSB) and then the 8 numbers (our ACCOUNT)! 🙂
Thanks for helping!
I NEED HELP. BEST PAYMENT METHOD FOR PHILIPPINES? PLEASE NOTICE ME. THANK YOU EVERYONE.
Hello!
Camgirl on Chaturbate from Brazil here.
Thank you for the help. I was setting up my Paxum Bank account on Chaturbate but they ask me to select a minimum amount of earnings that I want to accumulate before any payment is made.
What should I put there? Can I select only $50 and still be able to do generate the payment of like $10000, for example?
I appreciate your help!
Hi
That number means that every time you make $50 or whatever you put in there, you’ll get paid. If you set it up to $1000 for example, you won’t get paid until to reach that amount.
How can I take payment from chaturbate I am indian girl plzz tell me the best process
From India we guess you aren’t interested in bank wires so we recommend you to get a e-wallet account first at Paxum and once it’s set up then go to your Chaturbate profile and select Paxum as your payment method entering the email account of your Paxum account. It’s easy.
Hi Neha,
Get yourself registered on Paxum, you just need to fill in some details and upload documents. You can withdraw from the EFT option at Paxum. There is a processing fee of 0.05$ and Rs. 193.50 when you transfer through EFT. This is the best way we Indian broadcasters can use.
cb- sagarkapoor
What is best payment method for europe?
Paxum
How so though?
If I understand correctly, with paxum you have transfer/withdrawal fees of 50USD. Which means it’s cheaper to just have the money wired to you directly (45$i nstead of 50$) and you save yourself the hassle of an added account on top.
So I kind of don’t understand why people recommend paxum over a wire transfer. What am I missing?
Some models prefer to work directly from Paxum and that way they save those fees, but yeah, you are right.
I think for us Africa they should find another easy way like paypal or any other which is available I use bitcoin but sometimes you end up getting less money I hate it
bitcoin payout methods for Philippines?
Please i need help, i Just created my paxum account but still have not gotting paid yet. What could be the problem.. They ask for my paxum email which i provided but still have not gotten pay yet😭😭😭
You need to convert your tokens to real money first from your CB account then transfer it to Paxum. Once you do, wait until the period ends and you’ll get the money. Btw did you verify your Paxum account?
Am from kenya too, if you got a solution on withdrawal we can team up and help each other on this.
hi dorris,
I am from kenya too. Looking for a solution on how to convert tokens to cash and withdrawal
Hey…any suggestion for the payment??
can you please help am from kenya 2..solutions to convert tokens to cash and withdraw plizz
hii purity,,,can we link up am from kenya too but am struggling to build up my account
Hi my friend am from Kenya dd u Know how to convert and withdraw cash plz help am jossy
Hi Josephine how can I reach you I need you r help
Hey Dorris did you get solution? I need your help
Hi Linda did you got any solutions we can help each other am from Kenya too how can I reach u
Hello Josphine,did you get help,am also stuck with the withdrawals lol….
Hi there i am model chaturbate for a while , and i was request payment by Wire , i was doing all steps but , i get email from chaturbate about , i need send some photo etc , i was doing then same , but when i try to age verification they send on my email link , i already uploaded when i start my account work , if was not worth i can t get tokens , so why they still send me link on email about i must age verification ? when i do it , they declined , so what i should do for get my money on my account bank ????
Fellow South African here, have you found a way to recieve payments?
Hey I’m also from South Africa and I’m looking for a way! I signed up with Paxum but just realised the bank changes will consume all my money!
I’m going to email CB maybe they can give better options!
They need to make better provisions for Africans !
Hi Saasypro
I am thinking about signing up to become a camgirl sexting girl but I am a little bit hesitant on the process.
Do you think you can possibly offer me some guidance?
Hy…I’m new from Africa…I chose wire as my payout info…I tried withdrawing the first 280 tokens I got to see if it works but the money didn’t come and it didn’t go back to my cb account either…so I was wondering if that happened since it’s minimum cash out is 10000 tokens or because of where I am from…I have over 10000 tokens now but I’m afraid to cash out …..please help…I really need the money guys
You should contact CB. We can’t do anything about that.
Am in Uganda,am interested in becoming a camgirl,
How can I be paid?
Hi I have just linked my paxum to CB ,I’m confused about transaction approval codes on paxum I hope CB can easily send payments into my paxum without them requesting for my transaction approval codes.
hello, is it possible to get payed by paxum to a paypal account or in dollars, or does paxum convert tokens to local coin?
thanks you!
Hi
From what I’ve read you can do that with an Exchange Service. It’s just I don’t know which ones are good. There may be some risks using exchanges that are not reliable. I advise caution.
Do checks and the envelopes show chaturbate or are they discreet? My husband doesn’t know I’m doing this haha. And I know he wouldn’t want to join.
hey,im anew cammer from asia actually…i would also be interested in knowing the payment methods for people outside US….please help
Can me and my woman do this together and make money?
What do I need to do to become a cam girl ?
Hi, I just became a cam girl (from South Africa). I checked the available options to tranfer money and the only ONE I think can work would be the wire to a south african account. Do you know if this was done before and how long it takes? Is there any other option for south africans?
Hi. Wire transfers should work no matter what country you live in. If that method is ok to you use it. Wires take place a few days after each period. So if it’s the end of the month you should get the money 4-5 days after and if it’s day 15 the same.
Wire works in my country but will my bank know that the money are coming from an adult related website ? Will it mention ”chaturbate ? sorry if the answer is an obvious one im just starting out and im kinda stressed. what if my bank rejects the money because they dont support adult service ?
CB reacted! Now epayservices instead of epayments possible.
I am in Uganda, how do i get paid
i can’t find epayments chose
Hi what if the cam model is from philipines…what payments can available
Hi…i am in manila too and a cam model. I have the same question as yours. Looking for a reliable way to get paid. Did u get any update on this Shane?
use Bitcoin, i’m using that for payout.
what app are you using?
is using any pre-paid card an option rather than a bank account?
You can only use the options listed above. Some of them provide pre-paid cards. The difference is the commissions applied
Hi,
did anybody else realize that epayments temporarily suspended all accounts for “updating processes to ensure epayments as a secure platform” ??
What the best option for payment living in canada?
Heh John what did you end up using ? I tried paxum but their website didn’t work when trying to load my address. Not sure how to get paid yikes !
I had the same problem. I currently use wire transfer. The fee is high but I save my payouts and cash out once a month instead.
Im also looking for the best option in canada. Paxum has taken almost a month to verify my account! Way too long. And camsoda only offers wire, Paxum or a check for me (which i dont think will work because it will be in usd)
Right now i think wire would be my most reliable, if not only option.
Have you tried any of the other payment methods such as Cosmopay or Epayments?
Epayment has suspended all accounts, I am in Southeast Asia, and Paxum does not release accounts for my country. What do you think about the ePayservice for the Chaturbate payout method?
Please can you tell me when I can inform Chaturbate of my method of being paid . I plan on broadcasting in a couple of weeks time. I don’t want to lose the NEW tag by clicking broadcast early can I do it beforehand
You should have your payment method ready before signing up. Make an account with any of the supported payment methods ( Paxum, Epayments, etc ) and once it is ready you can add it to your Chaturbate account. It is not mandatory to have the physical bank card some of them provide in order to get paid though.
What if you are In the Philippines how do u get the money?
I’m Canadian how do I get paied
how much do tokens cost?
.I am from Kenya and I’m intrested in Cam girl.How do I go about it from registration to payment method?Please help
In your control panel on Chaturbate, there is an option to change your payment method.
Hi diana did u manage to open an account
I’m fit. Fun. Single and ready to turn you on. Let’s get hot
Is it posible a direct deposit using a bank account of a friend?
no :/
I’m Sebella,I’m interested in becoming a cam girl asap…I have the perfect setting with a beautiful big canopy bed that’s like a big playhouses with satin sheets,toys,ooucions…rose petals.. lights..I’m amateur but a fast learner…I have tons of bikinis and outfits and head pieces …I’m very playful…and know I can get an audience to like me enough to come again 2 see me..I’m kinda pretty..100pds,Blondie hair,blue eyes..very perfect cookie.
U lookin to cam alone or with some one